Thank you for joining today’s session on staying safe from new and evolving scams. We covered several trending scams and how scammers are using sophisticated tactics, including artificial intelligence, to target people of all ages. This session was designed to help you identify scams early and know how to respond or help others who may have been affected.

Key Takeaways and Next Steps

Scams Target All Ages

Scams affect every age group, but older adults are more likely to lose higher amounts due to having more financial resources. Scammers use different approaches depending on the age group and preferred technology use (e.g., apps for younger people, phone calls or social media for older adults).

Job Scams are on the Rise

Beware of job offers that promise high pay for little work, especially if they come via text, email, or social media. Scammers may request personal details or upfront payments for training or equipment. Always verify the company independently before sharing information.

Credit Card Decline Scam

This scam involves fake websites that mimic legitimate ones. After making a purchase, you’re told your card was declined and prompted to try another—meanwhile, multiple charges are being made. Always verify web addresses and use credit cards over debit cards for better fraud protection.

Cryptocurrency and Investment Scams

Scammers pose as investment advisors or use fake celebrity endorsements to lure you in. They may even send AI-generated reports showing fake profits. Never invest with someone who contacts you first, and always verify credentials independently.

Support Friends Who May Have Been Scammed

If someone close to you may have fallen for a scam, respond with empathy. Let them share their experience without judgment. Encourage them to report it to authorities like the Internet Crime Complaint Center (IC3), Identity Theft Resource Center, or local police as soon as possible.

Protect Yourself with Caution and Research

If something feels rushed, too good to be true, or comes with pressure to act quickly—pause. Check for misspelled websites, do a quick online search about the company, and consult a friend before taking action. Avoid sending money through methods like Zelle, Venmo, gift cards, or crypto ATMs when you aren’t absolutely sure of the recipient.

Stay informed, stay skeptical, and take your time. Scammers count on quick reactions—don’t give them the upper hand. For more learning, check out other GetSetUp sessions on scam prevention and digital safety.