In this class, you explored how to protect yourself from data breaches, the potential risks of compromised information, and key steps to secure your accounts. Being proactive is essential in today’s digital world, and with the right precautions, you can reduce the chances of falling victim to a breach. Here’s a recap of what you learned, along with actionable steps to continue safeguarding your data.

Key Takeaways and Next Steps:

Understand Data Breaches

Data breaches occur when sensitive information, such as passwords, addresses, or financial details, is accessed without permission.

Regularly check if your data has been compromised using services like Have I Been Pwned or your account security alerts.

Strengthen Your Passwords

Use strong, unique passwords for each account.

Consider a password manager to store and generate complex passwords securely.

Enable Two-Factor Authentication (2FA)

Adding an extra layer of security through 2FA can prevent unauthorized access, even if your password is compromised.

Most accounts today offer this option—be sure to activate it wherever possible.

Monitor for Signs of Breach

Regularly monitor your financial accounts and credit reports for unusual activity.

Set up alerts with your bank or credit card company for any large or unexpected transactions.

Long-Term Prevention

Keep your software and devices updated to protect against vulnerabilities.

Be cautious of phishing emails or suspicious links—never provide personal information unless you're certain of the source.

Resources:

Contact Information for Credit Bureaus:

Equifax: 1-800-525-6285 or online at https://www.equifax.com/
Experian: 1-888-397-3742 or online at https://www.experian.com/
TransUnion: 1-800-680-7289 or online at https://www.transunion.com/

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And remember: Always stay vigilant and proactive when it comes to protecting your personal data.