Scams are prevalent in the aftermath of disasters, targeting those who are most vulnerable. This class explained the most common types of fraud and how you can avoid becoming a victim after Hurricane Helene or any disaster.

Key Takeaways and Next Steps:

Always Verify Identification

If someone claims to be from a government agency or a contractor, always ask for identification. Legitimate officials will not hesitate to provide this.

Be Wary of Upfront Payments

No legitimate service or organization will ask for money or personal information upfront, including FEMA. FEMA does not charge application fees, and anyone requesting payment to "help you qualify" is a scammer.
FEMA info:
Hurricane Helene | FEMA.gov

Home Improvement and Cleanup Scams

After disasters, unlicensed contractors may offer quick repairs or debris removal. Walk away if they demand cash payments, refuse to show their license, or fail to provide a written contract and insurance.

Report Scams:

To report suspected fraud
call the FEMA Disaster Fraud Hotline 1-866-720-5721
report other fraudulent activities during or following a natural disaster, notify FEMA at 1-866-720-5721 or disaster@leo.gov.
You can also file a complaint with the FCC about phone scams, or with the FTC ReportFraud.ftc.gov