In this class we cover common scams and discuss strategies to protect yourself from falling victim.

Key Takeaways and Next Steps:

Keep an eye out for common scams particularly in texts, emails, and on the phone

Recognizing common scams empowers you to avoid potential pitfalls.
Stop communication right away. Do not share any information.
Understand red flags in emails, messages, and phone calls
Any financial interactions can be suspect, especially someone requesting gift cards.
Never send any financial information unless you are 100% sure of the purpose and the communication originated from you.

Secure Your Personal Information

Safeguard information such as passwords, financial information, social security number, and date of birth.
Implementing two-factor authentication adds an extra layer of protection to your accounts.

Verify Before Trusting

Verifying the legitimacy of emails or calls from unfamiliar sources is essential. Do not click on links in emails or text messages. Trust your instincts; if something feels off, take the time to investigate before taking any action. Cut off communication right away.

Stay Informed About Emerging Threats

Regularly updating your knowledge about new scams helps you stay ahead of cybercriminals.
Subscribing to reputable newsletters or attending webinars on cybersecurity can keep you informed.

Report Suspected Scams

Reporting scams to the appropriate authorities contributes to the collective effort to combat fraud.
Helping others by sharing information about scams

Resources

To report an issue with fraud or a scam to FTC (Federal Trade Commission):

Request a credit freeze and/or credit review at no charge

or call

Equifax 800/685-1111

Experian 888/397-3742

Transunion 888/909-8872