In this class, we explored the lesser-known benefits offered by Medicare, including fitness programs, telehealth services, and home safety improvements. Understanding these options allows you to make the most of your Medicare plan to enhance your overall health and well-being.

Key Takeaways and Next Steps:

Medicare Basics and Hidden Benefits

In addition to covering essential services like hospital and medical care (Parts A and B), Medicare offers preventive services such as annual wellness visits and expanded telehealth options. These services are crucial for maintaining your health, especially as access to virtual care grows.

Medicare Advantage Supplemental Benefits

Many Medicare Advantage plans go beyond Original Medicare by offering:
Fitness and Wellness Programs: Free or discounted gym memberships and coverage for alternative therapies like yoga or massage therapy.
Home Safety Improvements: Some plans provide coverage for modifications like grab bars, wheelchair ramps, and walk-in bathtubs to improve mobility and safety at home.
Vision, Dental, and Hearing Services: These are commonly included in Medicare Advantage plans but not covered by Original Medicare.

Accessing These Benefits

To access supplemental services like transportation, home-delivered meals, or social support:
Review your Medicare Advantage plan’s Evidence of Coverage document.
Contact your plan provider’s customer service for detailed information on specific benefits.
Annually review your coverage options during the Annual Enrollment Period (AEP) to ensure you're maximizing your plan's potential.

Plan Ahead

Stay informed about your Medicare plan’s supplemental benefits and use them to support your long-term health. If you’re unsure what’s covered, don’t hesitate to reach out to your plan provider for clarification.