In this class, we explored the differences between Original Medicare (Parts A & B) and Medicare Advantage (Part C). We learned about the additional benefits Medicare Advantage offers, including prescription drug coverage, dental, vision, hearing, and more. This helps older adults make informed decisions based on their personal needs and priorities.

Key Takeaways and Next Steps:

Comprehensive Coverage

Medicare Advantage often combines Parts A & B with Part D (prescription drugs) in one plan, offering a simpler way to manage your health coverage.

Additional Health Benefits

While Original Medicare doesn’t cover routine dental, vision, or hearing services, many Medicare Advantage plans do, which can save money on cleanings, glasses, or hearing aids.

Wellness and Fitness Programs

Many Medicare Advantage plans include gym memberships, online fitness classes, or even at-home fitness kits to help you stay active.

Over-the-Counter and Transportation Services

Medicare Advantage plans often provide over-the-counter allowances for everyday health products and offer transportation to medical appointments, which are not covered by Original Medicare.

Consider Your Needs

Not all benefits may be useful for every individual. Evaluate whether features like fitness programs or transportation services align with your lifestyle and health goals.

And remember: Always consult with your healthcare provider before making changes to your health coverage or beginning any new health or fitness programs.