This class explored the over-the-counter (OTC) benefits that many Medicare Advantage plans offer, allowing you to access essential health products at no extra cost. You learned how to identify these benefits and the different ways to utilize them for maintaining your health while saving money.

Key Takeaways and Next Steps

What Are OTC Benefits?

Many Medicare Advantage plans provide OTC benefits as part of their coverage, often in the form of quarterly or monthly allowances. This benefit includes products such as vitamins, supplements, first aid supplies, and other health essentials, with no extra cost to you.

What Can You Purchase?

OTC benefits typically cover a variety of items, such as:
Pain relievers and fever reducers
Digestive health products
Cold and flu medications
Allergy treatments
Dental and denture care
Products can be ordered online, over the phone, via catalog, or even purchased in-store depending on the plan.

How to Check If You Have OTC Benefits

To find out if your Medicare Advantage plan includes OTC benefits, check your Evidence of Coverage document, call the customer service number on the back of your insurance card, or visit your carrier's website for specific details.

Don't Leave Money on the Table:

Take the time to review your plan and make sure you’re taking full advantage of any available OTC benefits. These benefits can greatly enhance your health while also providing convenient savings on essential items.