Thank you for joining this session on reducing expenses and fighting inflation. We explored ways to rethink habits, avoid unnecessary spending, and use simple strategies to keep more money in your pocket.

Key Takeaways and Next Steps

Review Subscriptions

Go through your credit card statements and identify recurring charges. Many people underestimate their monthly subscription spending. Cancel services you don’t use regularly or pause them seasonally.

Challenge Price Increases

When companies raise renewal rates, use online chat or customer service to ask for your current rate to be extended. Many will agree rather than lose your business.

Avoid Impulse Purchases

Remove saved credit card information from shopping websites to slow down purchases. Consider leaving items in your cart for a few days before deciding if you really need them.

Cut Home Energy Costs

Use programmable or smart thermostats, change air filters regularly, adjust blinds to control temperature, cook with smaller appliances, and lower your water heater to 120°F. Washing clothes in cold or warm water also saves money.

Save on Gas

Use gas price apps or simply observe stations along your usual routes. A few cents per gallon may not be worth the drive, but larger differences close by can save several dollars per fill-up.